finance Archives - Somewhere To

January 21, 2022

3 Things You Should Stop Spending So Much on in 2022

Does it ever feel like the world just wants your money all the time? Money for a subscription to an app you’ll only use once, or if you have kids, all of the expense that comes with parenting. The world is an expensive place. So, how do you stop spending so much money, and how do you identify the things that are just a drain on your finances? Getting Serious About Your Finances If you want to stop wasting your money and start saving it, then you have to take it seriously. If you’re not taking the mission of saving…

October 23, 2020

How to Sell Your House Fast In a Pandemic

While most people may be focusing on the pandemic, some could be working on owning a home. The pandemic may have left people deep in a financial crisis, so their buying power may be low in the badly hit regions, but that does not mean there are no buyers. Some people could be seeking homes away from cities to live in less populated areas and are planning to have a home office due to the measures taken to decongest workplaces. This means that there is a high demand for out-of-city homes. The interest rates may have also been lowered, enabling…

June 15, 2020

Optima Tax Relief Reviews How Low-Income Not-Tax Filers May Qualify for Economic Impact Payment

In the following post, Optima Tax Relief reviews services low-income taxpayers and non-filers can use to register for their Economic Impact Payment. Low-income taxpayers and those experiencing homelessness might have some difficulty receiving their Economic Impact Payment if they haven’t filed their income taxes in the previous years. However, a free tool from the Internal Revenue Service allows low-income individuals who will not be filing a 2018 or 2019 tax return to register for their coronavirus relief payment easily and efficiently. The payment tool for non-filers is designed for individuals with incomes below $12,200 and married couples with incomes below $24,400, including…

April 21, 2020

UK housing is now more affordable ‘thanks to public sector pay rise’, according to Quinshaw Finance

An increase in public sector salaries in 2019 significantly contributed to making UK housing more affordable, according to property specialists Quinshaw Finance. The alternative property lender has pointed to the government’s announcement last summer which saw nearly a million public sector workers receive pay increases as a key factor in helping to make housing more accessible. The London-based lender, which primarily focuses on helping property developers to secure funding, responded to data published by the Office for National Statistics (ONS) that suggested that the average UK house buyer would have to spend 7.8 times their annual salary in 2019 –…

November 26, 2019

What is life insurance for when you’re under 30

It may seem pointless to get life insurance when you’re under the age of 30. After all, if you have a family with a spouse and two kids, but no medical problems, it may seem like a waste of money to get life insurance since you could use the money for other things for your family. However, there are actually a whole host of reasons why someone in this position could really use life insurance. Here are a few examples. People Depend on You If you have a family, then you have people who depend on you and your income…

September 29, 2019

Audit Defense Reviews Indicate Common IRS Audit Triggers

The Internal Revenue Service (IRS) has just sent you a letter saying that you are being audited. Suddenly, your heart drops, and you break out in a sweat. “Why in the world am I being audited,” you ask yourself. Unfortunately, based on audit defense reviews, certain tax-filing mistakes can easily trigger an audit by the IRS. Here are three core triggers to watch out for going forward. First, making a math error can spell big trouble with the IRS. So, make sure that you don’t write an “8” when you’re supposed to be writing the number “3,” for example. Yes,…

September 13, 2019

Don’t forget about your tax itemizations this Summer!

Summer is a time of change and transition for many American families that take advantage of this time to make some significant life changes – whether it be moving to a new city or buying a home. This is especially true for families with school age children as they can take advantage of this time to schedule their home buying, relocating, and even home remodeling to the summer months while school is out. These summer events could have significant tax implications for those that itemize their deductions. Due to the new tax laws that have resulted in less taxpayers itemizing…

August 8, 2019

Buy Autographs for Sale, Invest in Vintage Vinyl, or Start a Coin Collection: The Most Valuable Collectibles of the 21st Century

As human beings, most of us love partaking in our inherent consumer habits. In other words, we love to shop. And not just shop, but shop for things of value, both in terms of retail value and personal value. If this sounds like you, you might enjoy starting a collection of some sort. Maybe you already troll the internet to buy autographs for sale or you have a vintage vinyl record collection that is out of this world. Whatever items you collect, there is something special about having a collection all to yourself. That amazing feeling you get when you stumble…

July 31, 2019

In a world where customer service and support have become table stakes, how does the IRS measure up?

Source: Unsplash | Kelly Sikkema In today’s world of consumer-centric service models and 5 star ratings, review sites and social media, both private and public sector businesses and organizations are held to a higher standard and expectation for providing excellent customer service to their client base more so than ever before. But does that include the IRS? With more than 150 million individual taxpayers and 10 million business entities paying taxes each and every year, the Taxpayer Advocate Service (TAS) advocates for exactly that – ensuring that the IRS meets the needs of its customers and provide much needed support…

July 20, 2019

Proven Strategies to Help Sell a House Fast

Source: Unsplash | Inina Murza Home sellers today employ a variety of tactics and strategies to successfully close a sale. Not only are you looking for the most favorable listing price, but also aiming to sell in the soonest possible time. Although there is no proven formula to go about the selling process, there are some tried and tested tricks you can try which were proven effective by many sellers in the past. Preparing the house before putting it on the market Regardless of the property value, every home requires some staging and preparation to make it more attractive to…

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